Things you never think about, Carrying money, what to drive, etc. Options

[Eyeless Blond]

Just exposing the depths of my ignorance again, but in the average game, what transportation does a normal (eg. non-Rigger) runner usually use to start off? Should most runners have bikes and cars, or do they usually rely on a rigger to get that kind of stuff and use the bus for everything else? Is it unusual to buy a bike, but don't invest any points in driving skills? Or buy a car, and rely on the autonav all the time? I'm not talking about runs and run-related transport, there's already a thread about that, but for normal, everyday living life stuff. How does the average runner get around?

A related question is the aspect of cash. Do most people buy one or more forged credsticks at character creation to handle monetary needs, or do you usually stick to bills? How high rating of a forged credstick do your average runners use for regular food shopping? For high-level/high-Availabiliity transactions? For rent?

These kinds of things they really don't cover in the books that well. None of the example characters have equipment listed (other than cyerware) so it's hard to tell what a normal beginner should start off with.