I was thinking of making a no gear character who would do things like that. He'd have a lot of skills, but like nothing besides a streetline special and some ammo to his name. He'd accrue gear by stealing it.

I only got as far as just knocking a guy on his ass and taking his taser, but I'd probably get into what you suggested in short order. Just need a campaign to motivate me. Probably have like, amnesia or something to account for the fact that he's highly skilled yet butt naked. Getting into lame background land I feel, but whatever.