Implants at chargen, Player wants to buy them uninstalled Options

[tisoz]

Had something interesting come up with a new group. Never had it happen before. A player wants to pay for his cyberware and bioware out of starting resources, but doesn't want to have them be pre-installed. Seems he read the back of M&M and saw he could probably get an essence/bio index reduction (looks like a good possibility especially with a karma re-roll) by having them done in game. He hasn't asked for the surgery to be "free", as I've never figured in extra cost for surgery when someone gets cyber or bio at chargen before.

What would you rule?

What if he asks for the surgery to be prefigured into the cost of the 'ware?

He has contacts and story, everything makes sense, somewhat. I've just never had it come up before.

One problem I see is him missing the first adventure. Even this isn't written in stone though. He may get magical healing and be fine in a day. Which brings up another question. Does first aid apply to wounds sustained by surgery?

The other idea was to backdate the surgery to give hime time to recover. Essentially, his character starts a month, or however long, before the first adventure and gets charged lifestyle for the time.

Thoughts are welcome.