Question about the Prejudiced quality Options

[BRodda]

We houseruled, that In dept is worth 0 BP at every level. That solved every problem with the quality.

It can still be nice to take the quality for free extra money at the start, but this money is the only advantage it gives.
And you dont have to worry about whether you have to buy the quality off with Karma or not, once the money is payed back.

In my games I house rule the "You owe us" clause until it is paid off in Karma. So you can pay off the cash, but you still owe the people who lent it to you. They can ask you to do little favors and such until you "square the debt". And if you don't I start dropping the connection levels to your lowest contacts as the community thinks that you don't take care of your friends.