Below are the rules my group is using for the used vehicles. Comments, improvements and the like welcome
In reality (whatever that is) vehicles depreciate rapidly, in fact often losing 40% of their new value as soon as they are driven off the dealership forecourt. As time goes by a vehicle’s value continues to drop so that after less than 10 years a vehicle that formerly costs 20,000+ is available for mere hundreds. But in that time the vehicles has almost certainly suffered usage and has components that are worn and tired, developing little niggles that a new owner will not know about and that might strike without warning. Not only that but corrosion and stress will have weakened the physical structure of the vehicle too, gradually making it more fragile.
To represent this a character buying a vehicle can choose to purchase one that is in a used condition. (Note that a previously owned vehicle that is in as-new condition will have an as new price. Generous GM’s may give a 10% discount.) The discount as a percentage of original price and condition of the vehicle are as shown below.