QUOTE (jago668 @ Feb 16 2008, 12:32 PM)
Actually he is only getting a -1 since only the ballistic is exceeding his Body x 2. The rule says if either exceed it, and if they do by how much. Not add both together and see if they go over.
Did you even read the example and the rule I quoted
in full?
Dude with Body of 3 wearing an armor jacket 8/6.We compare the rating of either armor against twice the Body. So we have impact armor equaling twice Body (so no problem there), but the ballistic armor exceeds Body times two (by 2, but it doesn't matter how much it is in excess).
Now, as a
totally separate calculation, we take the ballistic armor (because that was the problem child), and see how much it exceeds the character's
Body (not Body times 2, just Body!). Every 2 points (or part thereof) that the armor exceeds Body incurs a penalty of -1. In this case the ballistic armor exceeds the Body by 5 points, which translates to a -3 penalty.