QUOTE (Dr. Funkenstein @ Sep 5 2008, 10:25 PM)

I don't use the goofy starting nuyen rule at all. Whether you spend your nuyen during character creation or save some until after (at which point you have to deal with Negotiation, bribes, Availability rolls, downtime, surgery fees, and everything else), you don't wind up any better or worse than someone who spends most of it during creation.
There's a reason they call it "Resources" and not "How You Make Yourself a Quarter-Millionaire At Chargen."