QUOTE (TygerTyger @ Feb 18 2011, 09:35 PM)

Caveat, they stack for determining how many points of armor you have for things like Damage Resistance test and the like, but they do not stack in determining if you take no damage at all vis a vis the Hardened Armor clause.
So if you have Immunity to Natural Weapons with a Magic Rating of 5 and 12 point of ballistic armor, and someone shoots you with a weapon with a DV of 12, you will still take Stun damage, as the DV of the weapon was less than your total armor (22 points to be precise) but greater than your Immunity rating of 10.
Minor Nitpick on the example (Highlighted above)... You will attempt to Soak 12s, you will not just take it. The armor still works for soaking afterall.