QUOTE (Neraph @ Sep 20 2010, 08:46 PM)

As the title states,
these seem to be first-gen plastic credsticks, only in card form. I imagine it'll be a matter of time before they realise that a round, pen-like form are easier to manage (and much more Shadowrun-y).
I'd call that second gen. I think a plain old credit card is a first gen credstick (Hence the name 'cred')
Edit: Oh, and the problem with making it pen-like is that it wouldn't work with any current technology, so that small adjustment would require every store that wanted to use it to buy a new reader to read the pen shaped stuff. This is highly unlikely to catch on when credit cards are so well established. At least not with some serious pushing of the technology.