@Mäx
QUOTE
Your homeless runner cant get anything higher then squatter in entertaiment, as it's limited to the rating of necessities you have + 1.
Which would have costed 400. I wrote 1100. There is enough for necessities 3 (300 more). (Not that you could not easy take it on 5 and get a lot of disadvantages)
QUOTE
Also if negative lifestyle qualities have no effect, then you just have a bad GM.
A haunted house, in a bad neigboorhood, with an AI and bad connection to the matrix which you never use. Well, guess what.
QUOTE
As a counter point i would say their the best set of rules in the book, little bit ahed of karmagen.
Those rules add so much more flavor to a characters lifestyle, as opposed to just saying he has low,medium or high lifestyle.
Flashing stuff out is a good thing. But you should have the rules to support it.
Lets say the runner want to buy a house with some advantages permanently. (Say it is middle class +3 in advantages=6LP)
So first he needs to rent it.
His lifestyle was middle to start from.
So now he is paying 7000 a month.
Since he wants to buy the house he starts cutting back.
neigboorhood stays the same (as he can't change it), Nessarity stays the same, since he can't change it.
So he is cutting back security(2) (no more updates for his firewall etc), compforts (2) and entertainement(1).
Lowering his cost down to 4.4000. (Thats quite a nice saving)
No after some runs it is time to buy the house: 170.000
Now what would it cost, if he had not cut back: 205.000
Now lets look at the same thing with an high appartment:
Normal Costs: 20.000 a month.
After cutting back: sec 3, compforts 3, entertainement 1. (cut back 5 points) 7000.
Now buying the house:
Normal: 20000*(4+2)/22*100= 550k
Cut back: 7000*6/17*100= 250k
Thats HALF the money, if you make a few modifications!
But if you want a house you also want to keep your high neighborhood.
Lets just keep looking at the high lifestyle, as we want to buy that too.
So the cost go up to 7000*10/17*100= 412k.
Now lets see what we would pay for our over the bank high lifestyle now:
3.200. So you are saving over 15k a month. So payed for itself in 30 month. AKA 3 years.
Now lets just put it to the max. You have a nice house in the ADL but as fate is crule you have to leave to help out a chummer in the Seattle.
So you rent out your house to friend for the time beeing. The only things you keep supplying are Neighborhood, security and necessities, since you can't drop them.
Your friend has his furniture, pays for his own amusement.
So you end up with 4400. Lets give him a rent of 2000.
Lets make it permanent for 440.000.
And now the biggest step has been taken. Lets get the rest of your lifestyle.
You get back and increase compfort to high, while keeping entertainement at middle.
To get that permanent you pay: 800*4/6*100= 53.000
Having laid low for so long, you get yourself a Luxury Entertainement for: 80.000.
Now you got a better than high lifestyle for less than 700.000.
Normally 4.000.000.
I did not make use of negative qualities which can bring down your "home" to the negative.
It is not a big deal to get a "all high lifestye for less than 200.000.
@Ghost_in_the_System
It is not like abusing the rules in the way of "it is the frist day of the new moon cycle and I stand next to the altar of blood with a feahter in my left hand, socks on my head and a beer in my right" kind of abuse. (Creating a extremly stupid situation to get a benefit)
Even if all your choices IP are logical you may end up getting something for half the money. Or even better.