This is something I've wondered about for a while, but never bothered to fully explore: What if you modified the Trust Fund quality from Runner's companion to represent smaller fixed payments for things like disability benefits or welfare?
Granted, public assistance programs aren't something you'd expect to find in the corporate-run dystopia of Shadowrun--but it might be interesting to have a character who gets small regular payments, (maybe as part of a settlement or severance package) but turns to shadowrunning as an off-the-books way to supplement their meager income.
Offhand, I'd say a 5 BP version that covers a permanent low lifestyle and 200¥ spending money sounds about right. The existing Trust Fund quality comes in a 10 BP version than gives you a permanent medium lifestyle + 500¥, and a 20 BP version that gives a permanent high lifestyle + 1,000¥. Adding together the lifestyle cost and spending money, that's 550¥ per BP for both versions. That would pay for a low lifestyle and 750¥ a month for 5 BP, but the round numbers of "lifestyle + 1/10 the lifestyle cost" appealed to my OCD more.
Another issue I'm considering is whether it would be horribly game-breaking to just give the character the money, instead of forcing them to spend most of it on a lifestyle. I have a game coming up set in California during the aftermath of the big earthquake. It's basically going to be a post-disaster survival game, so paying rent isn't really going to be much of a consideration--but I am going to have some of the bigger (and more intact) megacorp-run franchises stay open under heavy guard to sell supplies to the survivors. (Cheaper than airlifting their entire inventory out or writing it all off, and it's a hell of a captive market.)
One of my players expressed an interest in having a quality like this that would give them a small but regular income. Since the disaster is localized things like automatic deposits would still go through to the character's account, so it would give them an easy means of affording basic supplies. Day Job doesn't quite fit because all the businesses in the area are either going to be closed or under martial-law style lockdown with the employees forbidden to leave the premises.
(Think of the situation in Snow Crash, where businesses are basically islands of extraterritorial order in a land of anarchy.)
I guess my main questions are:
1) Does a 5 BP version of Trust Fund sound reasonable/do-able?
2) If yes, should I go with Low Lifestyle + 200¥ or Low Lifestyle + 750¥?
3) Would letting the character just have the cash be completely foolish?
Figured I'd ask dumpshock their opinion on this rather than just try it and see how it goes.