QUOTE (ShadowDragon8685 @ Mar 31 2016, 01:49 PM)

I'd say that with commlinks, they can be Admin-only devices, but they don't have to be. I mean, only a paranoid lunatic would set his device up so only an admin account can do anything, right? Riiight?
Realistically it would be the other way round: Security-conscious folks set up their devices to use normal user accounts for nearly everything, switching to admin rights only when absolutely necessary.
Windows before Vista was (mostly) a system with only admin accounts. The problem with this is that every program runs with the privileges of the user who started it. If an admin user starts a browser, the browser runs with admin privileges, and if an attacker uses a vulnerability in the browser to execute malicious code, that code runs with full admin privileges, too.
Ingame, hacking an account is an abstraction for overcoming several restrictions to create an account or gain access to it, even though the attacker normally should not have the rights to do so. Any additional restrictions like admin accounts being only created on a full moon are part and parcel of the restrictions overcome by the hacking action.