With Kill Code out, we have the option of a viable, but "ghetto" Cyberdeck.
First thing you have to decide, what way would you like to hack. Do you like to go in with guns blazing or do you like being a 'Trix Ninja?
For either methodology, you'll need a Rating 7 Commlink with a Hot SIM module and a Rating 3 Datajack Plus.
For the Guns Blazing method, you'll modify the commlink with a Sleaze Attribute 2 (so you can hack on the sly... just poorly) and a Rating 6 Attack Dongle..
For the 'Trix Ninja ethod, just reverse the above (Stealth Dongle & Adding Attack to the 'Link)
This gives you a "Deck" with a Device Rating 7, Firewall 7, Data Processing 7 and either Attack 6 & Sleaze 2 or Sleaze 6 & Attack 2.
The Datajack Plus gives you the ability to run 3 Common or Hacking Programs. One of the Program Slots can be Virtual Machine (Common Program), so this gives the Ghetto Deck 4 programs it can run.
Now the cost of the Ghetto Deck: 10,500

The downside is that your Matrix Attributes are locked and while your Device is Rating 7, you have 2 permanent boxes of Damage from the get go. You also only have 4 programs to run (and will take an extra box of Damage each time you get nailed).
The upside of this is you have a commlink that can do reasonably well in hack AND will not gain the attention of security. Everything other than the SIM module is legal. If you keep the Dongle powered down (and the RFID tag in it removed) then your commlink should pass inspection with no problem.