reading through unwired I came across the description of ID/credit tokens on p. 12

I'm not sure if I got right how they work
is an ID token something like an anonymus paypal-account granted by a bank?

and is an credit token something like a 2070s credstick?

I haven't found any crunch-lines on the topic (I really miss an index ), so I would be glad if you could help me out...

You present it when buying your mirrored thong, the one that has the picture of the back of Ancient History's head over your crotch. Instead of the store obtaining your SIN and credit information, the bank vouches for you that you have the license required for the Ancient History Mirrored Thong, that your money is there, and transfers the money from the Bank of Malaysia account in your name.

Hmmm, trolls in spandex form-fitting body gloves and now the Ancient History Mirrored Thong. Question is, does it still go with the ubiquitious runner armoured long coat?

*does radical brain surgery on self to get rid of above-mentioned image*