What is the status in FuelDropverse of highly augmented samurai with hundreds of thousands of nuyen in 'ware?
They worked their way up to that state. The 'buy-in' for a street-sam is very low (sure you're a street thug, but you can get lucky and move up the ranks), after which you earn and gradually get all that 'ware.
Deckers can't deck without a deck. They can't earn money with their primary skill until they have a deck, which requires a considerable upfront investment which, let me reiterate, they can't build up to by taking on small jobs with their skills because their skills are useless without that initial investment.
Also, why are decks availability R despite all having an illegally modified hot SIM as standard?