QUOTE (suoq @ Jun 20 2011, 03:03 PM)

Agreed. My objection isn't the insurance. It's the nature of the insurance as stated above: "it'll certainly go off". I don't care if you have a magic circle who will investigate me and hunt me down if I actually did something (unless I'm planning to do something) but the thought that there's a mindless trigger that I have to hunt down and deal with if the team screws up makes this harder than it has to be.
You're making assumptions here. Johnson was told there was insurance - not that it was mindless. The insurance could be anything. Don't put words in my mouth.
Johnson can ask if he can be sure the insurance won't go off by accident. But since we don't trust him, we won't disclose exactly how we do it. We'll assure him that it's reliable, and make it clear we're not bluffing.
QUOTE (suoq @ Jun 20 2011, 03:03 PM)

Again, agreed. The two of you already aren't friends. Being threatening is NOT going to help matters.
It's not meant as a rude threat, but as a professional warning (the same thing, but done with good manners).
I don't think my point is getting across well (traditional internet problem); the right way to something to a Johnson depends on the kind of Johnson, the kind of character, the way the GM thinks those things should be run, and so forth. Your group's style of talking may be different than mine.
The point of the message is;
1) We (the PCs) are not stupid, and have insurance.
2) If you try to screw us, it'll go off; even if you succeed in killing us.
3) It's nothing personal, just business.
QUOTE (suoq @ Jun 20 2011, 03:29 PM)

Mr. Johnson deals with runners for a living. Darwin is hell on Mr. Johnsons. An idiot Mr. Johnson is a dead Johnson.
Of course he expects you to have insurance. The issue is that you have uncontrolled insurance AND you're threatening him. You are threatening a person who quite possibly has a collection of hit teams he has successfully employed in the past with some form of insurance that goes off and creates complications in his life if your team (not him) makes a mistake.
What you SAID was "we've set it up so that it'll certainly go off even if, especially if, we get killed in some suspicious accident.". So no. What you effectively threatened was ""if the mission goes wrong, you're screwed". (Out of curiosity, can someone think of a non-suspicious way for Shadowrunners to get killed?)
No, that's not what I said.
Johnson is most likely to betray you after the mission is done; before that he still needs you. So while you keep the insurance on standby before then just in case, you don't set it to "dead man's trigger" until the Job is done and it's time to collect payment/make the handover, because that's when Johnson will try to avoid paying or try to "tie up loose ends", preferably by surprise.
So if the mission goes sour and you all get killed inside, the insurance won't go off. But if snipers pick off the PCs at the rendezvous point, or if somehow LS knows exactly where to find "terrorist Toxic ghouls, shoot on sight", you betcha it'll go off.
QUOTE (suoq @ Jun 20 2011, 03:29 PM)

I agree, Your team is better off without that kind of client. Your team needs to work with clients they can overtly threaten without repercussions. I'm fine with that. That may actually be a more lucrative way to do business.
There's no need to be condescending like that.