QUOTE (FriendoftheDork @ Mar 12 2010, 06:10 PM)
Where does it say you can buy stuff with an AccessID? I thought that was just for getting on the matrix, accessing nodes etc. Also it can be spoofed fairly easily. No matrix salesmen in their right mind would let people buy stuff without a legitimate bank account, and the SIN to check if this is the owner doing the purchase and not just some punk.
Read p. 266 SR4A
"The commlink is also used to keep track of an individual’s bank accounts.
To spend cred, you subscribe to your bank’s online network
and authorize transactions or simply authorize automatic deductions
in appropriate situations. Since most transactions occur in real time,
it’s very difficult to overdraw one’s account, but it can still happen if
you don’t keep track of automatic deductions.
The problem with most bank accounts, however, is that they require
a SIN and they keep transaction records, meaning that all of your
purchases create a datatrail. Naturally, however, enterprising capitalists
and criminal institutions have risen to the challenge. Numerous “offshore”
banks provide secure accounts to legitimate users, but unlike
standard banks they keep their customer information private, do not
share transaction data, and do not report to government authorities.
Likewise, many criminal syndicates have their own black credit insti-
tutions online, providing accounts to anyone who pays the exorbitant
fees, no questions asked, and even offering lines of credit (just beware
the legbreakers if you’re overdue)."
A SIN is required to have an account itself. But it is not required to authenticate the SIN when a transaction occurs. What is a problem is the datatrail. Someone who knows your transactions, can in turn find your account, and then in checking that account find your SIN, and then you are revealed. That's the datatrail. The SIN isn't needed for the actual account transaction, only the account verification is needed.
But that is easily solved, get an account that doesn't require you have a SIN.