Except that it's basically impossible to create a system where credsticks are effectively bearer bonds, and have electronic money where noone has a clue where money X came from and where it went.
The idea that there's electronic money that is economically sound, and yet can be fooled by 2 money transfers across a credstick is so laughable as to break complete verisimilitude.
The idea that there's electronic money that is economically sound, and yet can be fooled by 2 money transfers across a credstick is so laughable as to break complete verisimilitude.
Hmmmmm..... Interesting, as I have never had verisimilitude problems with that, personally...