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Icephisherman
So I'm starting to make some actual money with nuyen with my technomancer in my play by post game. And I'm wondering very seriously what to do with money now because I've gotten a lot of what I want with just 4 BP originally spent on everything I need materially. I don't have to buy new programs like a hacker, I don't do rigging (I wanted to do a pure hacker style TM), I've already got a decent ride and a very good gun. And I figure I can spoof some lifestyles to save extra cred. I've thought about spending money to develop some contacts but I figure that will only go so far.

What do you do with a character who is so light on things to buy but has tons of money?
sabs
I believe the proper term in the colloquial is
Money, Cash, Hos
Yerameyahu
Your gun can always be gooder and your ride decenter. Armor, drugs, toxins. Tons of sensors and sensor softs. Agents. Lifestyle.
Christian Lafay
Start a business. It adds for good cover for a fake SIN. Who will arrest the CEO of the Stand o' Noodles chain seen walking around Seattle?
Yerameyahu
There's also the more extreme option of certain specific cyber/bio/nano/gene-ware, but obviously that's a huge deal for a Resonance character.
Swing Kid
Send it to me. I will solve your problem.
Kruger
I think I already covered this. You either do what every good rich magician does. Models. Or, if your biggest problem is that your bankroll is increasing faster than you can snort novacoke off the dietware enhanced asses of high priced escorts, then you can always donate it to your team's rigger or samurai.
Draco18s
QUOTE (Kruger @ Oct 12 2010, 10:58 PM) *
if your biggest problem is that your bankroll is increasing faster than you can snort novacoke


This made my day.
Yerameyahu
Psh. That's taking the roleplaying too far. smile.gif
KarmaInferno
Buy a Horseman PMV.

Install High amenities including toilet. Never leave it.



-k
WyldKnight
My advice is to just save it. That money may come in handy if something should happen and you need cash fast or need to get out of town fast. If there are any local gangs try getting in nice with them by buying them some gear as a show of friendship and see if you can work them into a group contact.
Saint Sithney
Why is your character running the shadows if he has no need or want of money?


Disregarding that for the moment, buy a 2nd ID. Buy a Ford-canada Buffalo RV and stash it in the woods. Get a drone plane like the Kull for smuggling. If your guy's thing is going to be access, there are ways that he can provide access that extend beyond hacking a maglock.
Raiki
QUOTE (Saint Sithney @ Oct 13 2010, 02:16 AM) *
Buy a 2nd ID.

This. You can never have too many SINs.

And you can always see if your GM is willing to institute a Cash for Karma system. The 2500 nuyen.gif : 1 Karma ratio in the books is probably a bit cheap, but if you suggest something like 20k:1, he just might go for it.

And you know, anyone can summon Sleazy, he is a free spirit after all.





~R~
IKerensky
Be a Team-member, become the mentor of your shadow-team and provide them with facilities, vehicules, connection and ammos (aka Raven ?).
Kliko
Burn it on escorts..., I mean lifestyles.

Alternatively you can invest it in your team's capabilities pooling resources etc.
Lansdren
I recomend a mix of

Buying up some stuff for the team - They do well you do well
Expanding your character outwards - Sensors and software for it can get pricy but is fun, you might not need programs but that doesnt mean you cant use sprites / agents to run some stuff for you.


Karoline
Save up to buy a luxury lifestyle and retire? I mean, shouldn't that be many character's real goals? To retire eventually?
Blade
Buy an expensive car and expensive clothes, spend half your money to celebrate your successful run and live in a luxury lifestyle for as long as you can afford it.
Actually that's why every Shadowrunner should be doing even those who need money for gear.
Ascalaphus
Save most of it for a rainy day, but spend just enough on conspicuous consumption (hos) that people don't notice that you're saving up. Then someday, you just put out a 5million contract on the head of someone you have issues with. Or you suddenly buy a stealth helicopter when your team needs to escape.

The important part is keeping quiet you have those piles of money. Suddenly whip it out, surprising everyone.
Thanee
THIS

Bye
Thanee
StealthSigma
QUOTE (Draco18s @ Oct 13 2010, 12:06 AM) *
This made my day.


QUOTE (Kruger @ Oct 12 2010, 11:58 PM) *
if your biggest problem is that your bankroll is increasing faster than you can snort novacoke off the dietware enhanced asses of high priced escorts


I think the rest of the context made it better.

--

QUOTE (Kliko @ Oct 13 2010, 03:32 AM) *
Burn it on escorts..., I mean lifestyles.


What's the difference? grinbig.gif

--

Do what any person with lots of money does. Spend it on shit*.

* Shit is defined as anything that has no use to you but makes others covet that item. Examples would include Kathy Griffin's nose, a gold coated umbrella stand, or a 20 cubic foot flea circus.
Draco18s
QUOTE (StealthSigma @ Oct 13 2010, 08:21 AM) *
I think the rest of the context made it better.


It did, but just that section made my day alone.
CanRay
Start programs for your local area, or, better yet, the area where you have a safehouse.

Having an entire neighborhood that has your back because you're making the buildings livable, the essentials come in on time, the food better, the kids some education of a sort... Really, money can't buy that kind of support.

Another option is the ShadowSkool, which is the same thing, but also brings in the support of Shadowrunners and Fixers and other denizens of the Shadows.

In addition, if the character isn't 'Running for the money, why is he/she/it? Everyone has a reason to be in the Shadows, not just because "It's fun." (OK, some are like this. But they're a minority.). That should also tell you how they would spend the money.
StealthSigma
QUOTE (CanRay @ Oct 13 2010, 10:54 AM) *
Start programs for your local area, or, better yet, the area where you have a safehouse.

Having an entire neighborhood that has your back because you're making the buildings livable, the essentials come in on time, the food better, the kids some education of a sort... Really, money can't buy that kind of support.


But.... money did buy that kind of support....
Doc Chase
QUOTE (StealthSigma @ Oct 13 2010, 03:08 PM) *
But.... money did buy that kind of support....


grinbig.gif
Fyndhal
Ask your GM if the Cash for Karma options are allowed.
Christian Lafay
Legally buy the slums from the city.
Karoline
QUOTE (Thanee @ Oct 13 2010, 08:35 AM) *
THIS

Bye
Thanee

Seconded.
Ascalaphus
Buy shares in corporations with AA potential. Buy shares in Tamanous, just to scare your fellow PCs. Hire shadowrunners of your own. Collect artifacts. Buy server parks and rent them out to corporations with no clue of what you're gonna do to them.
Draco18s
QUOTE (Ascalaphus @ Oct 13 2010, 11:32 AM) *
Buy shares in corporations with AA potential. Buy shares in Tamanous, just to scare your fellow PCs. Hire shadowrunners of your own. Collect artifacts. Buy server parks and rent them out to corporations with no clue of what you're gonna do to them.


Start register-only free file hosting.

Er, wait, that only exacerbates the problem.
Doc Chase
I wasn't aware one could buy shares in a non-incorporated criminal enterprise.

This is new and exciting.
Critias
Why are you still Shadowrunning, then?
Karoline
QUOTE (Doc Chase @ Oct 13 2010, 11:40 AM) *
I wasn't aware one could buy shares in a non-incorporated criminal enterprise.

This is new and exciting.

That's because you don't work in the shadows. It's called Shadow Stock. It's great because if you have enough shares you get a report of their activity and can vote on various things and everything.
Ascalaphus
QUOTE (Doc Chase @ Oct 13 2010, 06:40 PM) *
I wasn't aware one could buy shares in a non-incorporated criminal enterprise.

This is new and exciting.


I'm no expert on corporate law, but a company doesn't have to be on the stock exchange to have shares. It doesn't necessarily need to be legal.

A share is just that; you put something into an enterprise, and per agreement, you'll get something out of it if the enterprise is successful.

Shares in the sense of publicly-traded, legal, regular company shares is just one of the many, many variations on this concept.
Doc Chase
QUOTE (Ascalaphus @ Oct 13 2010, 05:56 PM) *
I'm no expert on corporate law, but a company doesn't have to be on the stock exchange to have shares. It doesn't necessarily need to be legal.

A share is just that; you put something into an enterprise, and per agreement, you'll get something out of it if the enterprise is successful.

Shares in the sense of publicly-traded, legal, regular company shares is just one of the many, many variations on this concept.


Save that in this case you're talking about 'putting something' into an organlegging enterprise that has no legal obligation to give you a return on your (comparatively) paltry investment. You take on all the risks of investment with none of the benefits - no financial statements, no updates, no voting power - nothing. What is your recourse when the Tamanous rep looks at you with your hand out and says "Never heard of ya before."?

At least invest in a megacorp. The Johnsons can pay you in stock if you so desire, they can write it off, and you get all the fun benefits of having the stock attached to a (fake) SIN, notably including dividends. Depending on the job you take, you can even influence the market - shorting a company's stock before you take a run against that company can net you some big money, beyond even what you might be paid.
Neraph
QUOTE (Doc Chase @ Oct 13 2010, 12:15 PM) *
Save that in this case you're talking about 'putting something' into an organlegging enterprise that has no legal obligation to give you a return on your (comparatively) paltry investment. You take on all the risks of investment with none of the benefits - no financial statements, no updates, no voting power - nothing. What is your recourse when the Tamanous rep looks at you with your hand out and says "Never heard of ya before."?

They probably wouldn't do that too much because it's bad for business. It may be illegal, but they're still running a business there.
Doc Chase
QUOTE (Neraph @ Oct 13 2010, 06:29 PM) *
They probably wouldn't do that too much because it's bad for business. It may be illegal, but they're still running a business there.


Who's going to tell? Where's the record of your transaction? Who's going to screw with Tamanous, of all people? They're the ones who make you physically disappear - an eye to Aunt Mabel, a spleen to Cousin Judy, ten pounds of flesh to the pack of ghouls at 8th and Seneca.

Without something more powerful than them to enforce the agreement, the agreement itself isn't worth the air expended to theorize it.
IcyCool
QUOTE (Doc Chase @ Oct 13 2010, 05:15 PM) *
What is your recourse when the Tamanous rep looks at you with your hand out and says "Never heard of ya before."?


Place the severed head of that rep on the desk of the next rep in line until you get your ROI? And when asked about the head, begin rattling of several head related puns until you grind your opponent's will into the ground?
Doc Chase
QUOTE (IcyCool @ Oct 13 2010, 07:23 PM) *
Place the severed head of that rep on the desk of the next rep in line until you get your ROI? And when asked about the head, begin rattling of several head related puns until you grind your opponent's will into the ground?


...This is starting to bring on a headache.

Y'know what? Fine. Go crazy with the brute-force swagger ROI acquisition. You go one-man army against an organization that makes folks disappear painfully for a living and tell me all about it later. I'll sit with my opinion that it's one of the most retarded ideas I've ever heard, and just leave it at that.

Apathy
Find a down-and-out mage and pay him to quicken an Increase Attribute spell on you. Buy a politician. Buy contacts. Buy a ruthium polymer coating for your car, or your house. Then dikote it. Buy a half-dozen new SINs and safe houses and lifestyles. The possibilities are endless.
Raiki
QUOTE (Apathy @ Oct 13 2010, 03:53 PM) *
Buy a politician.

I'm all for this.

You might not be able to get the loyalty up to more than a 3 or so, but having a politician in your pocket is never a bad idea. Just make sure to keep the 'campaign contributions' large and steady and you should be able to avoid all sorts of problems.





~R~
CanRay
"And I firmly stand on my pro-Shadowrunner platform!" - Julius Strouthers for Governor of the Seattle Metroplex
AppliedCheese
Build yourself a powerbase in whatever arena you so choose, and start being the bastard playing the game instead of the pawn on the board. Then create an agenda (sanity not required), and use ludicrous assets and influence to bring about the age of aquarius or whatever.

IcyCool
QUOTE (Doc Chase @ Oct 13 2010, 07:33 PM) *
Y'know what? Fine. Go crazy with the brute-force swagger ROI acquisition. You go one-man army against an organization that makes folks disappear painfully for a living and tell me all about it later. I'll sit with my opinion that it's one of the most retarded ideas I've ever heard, and just leave it at that.


So you're saying I shouldn't lose my head over it?

To the OP, buy a Yacht, or some nice thing your Technomancer might want. Nothing says you have to spend your money wisely.

That said, there are better ways to spend it. And your teammates would love for you to donate your extra cash to them, if you really don't want it. Or keep it as an "slush fund" for your runs. It would open up a number of new possibilities for your runs. Need to rent all the Limo's from the limo company your extraction target uses? Done.
Karoline
QUOTE (Apathy @ Oct 13 2010, 03:53 PM) *
Buy a ruthium polymer coating for ... your house.

-6 perception checks to see your house. Average Joe has 0 skill, 3 stat, 2 observe in detail. Average Joe has negative 3 dice to find your house. No more door to door salesmen biggrin.gif
CanRay
QUOTE (Karoline @ Oct 13 2010, 07:16 PM) *
-6 perception checks to see your house. Average Joe has 0 skill, 3 stat, 2 observe in detail. Average Joe has negative 3 dice to find your house. No more door to door salesmen biggrin.gif

And think about the poor pizza delivery drivers!
Christian Lafay
QUOTE (Karoline @ Oct 14 2010, 01:16 AM) *
-6 perception checks to see your house. Average Joe has 0 skill, 3 stat, 2 observe in detail. Average Joe has negative 3 dice to find your house. No more door to door salesmen biggrin.gif


Who the hell are we hiding from? Lamont Cranston?
Faraday
Really, probably the most effective way to spend your money is to make sure you are Crazy Prepared. (clicking link may eat all your time)
Draco18s
QUOTE (CanRay @ Oct 13 2010, 07:27 PM) *
And think about the poor pizza delivery drivers!


My house is already like that, high tech cammo paint not required.

(Of course, it helps that the road I live on dead ends at my drive way...twice)
Yerameyahu
Wait, you think Joe Nobody has 0 in Perception? smile.gif
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