Chester Benington, (A.K.A. Jester) Isnt a local of in Alabama. Originally from Boston, Jester decided that a change of scenery was neccessary. Jester was born to the street of Boston, with his mother and his 6 year old sister, Geneveive. His mother was a Prostitute and a Bliss Junky. His father was, well, one of his mother customers, he assumed. His sister, on the other hand, had a leginimate father. His mothers dealer and the closest thing to a relationship you could muster. He was extremely abusive towards Chester and his sister. Often blaming them for his misfortunes. His mother was always to wasted to do anything about it. Since his mother didnt show much interest in the lives of himself and his sister, Jester took it upon himself to make sure his sister was always taken care of. He stopped going to school at the age of 10 to make sure that he could be with her all the time.
You ever hear those stories of elf magician porodigies? Well Chester was one of the few. He awakened at age 9. He didnt have much to go off of for a teacher, so most of what he knows he learned on his own or a lesson or two from Jezzabell, a local talimonger that somtimes helps Chester with whatever scrape he's gotten himself into.
Chester is usually care free, loves to joke, and will most often in uncomfortable situations to lighten the mood. Despite what he's been through, he tries to keep a good attitude on life. It could always be worse. He follows a trickster spirit path to match that of his persona. He often plays jokes on those around. Mostly for the enjoyment of himself and his sister. "Some of the best jokes I ever heard came from the Astral!" Chester would usually say. He did have a nasty expeirence while trying to prank, what was unknown to him at the time, a blood spirit. The spirit ofcourse got angry and was going to kill him. It was a close call, and to this day Chester has no idea how he escaped.
One night, his stepfather busted through his door, drunk, and ready to put a beating into chester geniveive. Chester had been practicing his magic but had never used it on a person. His step father was stalking towards his sister, his mother right behind him, when Chester snapped. He threw a spell, that he isnt sure of what it was to this day, and both his parents went limp. Chester knew he had killed them. He immediatley grabbed his sister, a few choice belongings, and hit the road. Now, hiding out in Alabama, his sister is the most important thing to him. Above all else, Chester WILL defend her with his life.
He mostly lives out of a squater house, whenever he has to leave for a job, he asks either Reesin or Jezzable to babysit, often with the price of 1/10 to half of his earnings as the debt, Depending on how long hes gone.
Chester stands at a wopping 4 and a half feet tall. Brown hair, Often messy and sticking out in all directions, small build. Hes thin, like most elves his age. He always has a mishceivious grin, from ear to ear. Think like the Joker smile. Always wears a green hoody with the words, "Smile, your not dead yet." With a large smiley face in the middle. The hood is usually up. And ripped jeans with sneakers.

OK, let's take a look at your character.

Attributes = 210
Active Skills = 52
Spells = 18
Contacts = 12 contact points --> 4
Knowledge Skills (Including Language) = (Intuition + Logic) * 3 = 15 Free points
You overcharged yourself here. The free points are spent on a 1 to 1 basis. Take a second look here.
I'm good with the background as well.

OK, on the Qualitites, I have a couple of concerns:
Magician, Mentor Spirit, Spirit Affinity - all cool and fit the background. 30 BP

Uneducated, Simsense Vertigo - cool. -30

Ok, we're back to 0 on the Qualities so no problem there.

Neither Dark Secret or Compulsive have any rules in 4th ed. (that I could find anyway). Feel free to play them up but no benefit in my world.

Spirit Bane is a fine quality but Blood Spirits? I just can't go there. Let's leave off the Bane and call it done.

My total: 284 BP. (And you still have some free Knowledge points.)

You can pump the little guy up if you like.

Attributes = 210BP. Your math is off but you over charged yourself for attributes too, so ...

Qualities. Ok, but lactose seems more like an uncommon substance to me.
Net = +5 BP

Skills = 108

Knowledge Skills = [28-21(free)]*2 = 14

Language = [2+3]*2 + 2 (Cityspeak, specialization of English) = 12

Resources = 3

Magic: Power Points = Magic = 4
Points used = 3.5

Contacts = Let's look at this again

CP = C x L

Name: C/L = CP
Black Marketeer: Uncle Phil: 3/5 = 15CP
Blogger: 2/2 = 4CP
Crooked Beat Cop: 2/2 = 4CP
Fixer: 3/2 = 6CP
Bartender: 2/2 = 4CP
Bouncer: 2/4 = 8CP
Street Doc: 3/2 = 6CP

47 CP = 15 2/3 BP. I'll round to 16 BP for easy math.

Total = 358 BP. A little trimming is needed.

Attributes: I did? Fer the love of .......... Where?

Qualities: Allergy, Lactose aka milk and milk products, aka Lactose intolerance

Skills: noted
Knowledge and Languagae Skills: So you mean I spent BP on them?

Adept powers: I lose 1 PP fer my cyber do I not?

Contacts: ahh I was adding not mulitiplying

And I added 3 months squatter lifestyle

Also how much would I pay fer a nanotat of a neon green great dragon in flight with three modes, Static just sitting there doing nothing, Active the wings move and the mouth opens every 3 seconds and spits fire , Off, the whole mess becomes a near approximation of my skin tone.

Working on it!

Qualities: Allergy, Lactose aka milk and milk products, aka Lactose intolerance

>>Sorry, I should have been more explicit. I can't see lactose as being common in the Sixth world, disutopian that thing that it is. Given that lactose is real food.

Skills: noted
Knowledge and Languagae Skills: So you mean I spent BP on them?

>>A few.

Adept powers: I lose 1 PP fer my cyber do I not?

>>Ahh, yes. *hangs head*
>>However, that means you overspent by 0.5 PP.

Also how much would I pay fer a nanotat of a neon green great dragon in flight with three modes, Static just sitting there doing nothing, Active the wings move and the mouth opens every 3 seconds and spits fire , Off, the whole mess becomes a near approximation of my skin tone.

>>I would say that requires a Rating 3 nanotat; therefore, 750 nuyen.

Working on it!

Steve Donner
Human
Social Adept

Attributes
Body: 2 (20BP)
Agility: 3 (30BP)
Reaction: 2 (20BP)
Strength: 2 (20BP)
Charisma: 5 (50BP)
Intuition: 4 (40BP)
Logic: 3 (30BP)
Willpower: 3 (30BP)
Edge: 3 (20BP)
Magic: 4 (30BP)
210

Essence: 5.40
Initiative: 6
Physical Track: 9
Stun Track: 10

Positive Qualities
Adept (5BP)
First Impression (5BP)
Photographic Memory (10BP)
20

Negative Qualities
SINer (Criminal) (+10BP)
Allergy (Uncommon, Mild) (Lactose) (+5BP)
+15

Active Skills
Blades: 2 (8BP)
Dodge: 3 (12BP)
Pistols: 1 (4BP)
Unarmed Combat: 2 (8BP)
Palming: 3 (12BP)
Perception: 3 (12BP)
Con (Fast Talk): 5 (2) (22BP)
Negotiation: 3 (12BP)
Etiquette: 3 (12BP)
Intimidation: 1 (4BP)
100

Adept Powers
3.00 PP
Improved Con Level 3 .75 PP
Kinesics Level 2 1 PP
Voice Control .5PP
Cool Resolve Level 1 .5PP
Commanding Voice .25 PP

Knowledge Skills
Tuscaloosa Area Knowledge 6
Rockabilly Music 4
Tuscaloosa Football 3
Urban Brawl 3
Tuscaloosa Underworld 3
Tuscaloosa Arms Dealers 3
Gang Identification 3
CAS Prison System 3

Languages
English (N) (Cityspeak 3)
Spanish 3
Chinese 2

Contacts
16 BP = 48

Uncle Phil Donner, Black Marketeer C: 3 L: 5

Gwenneth "Gwen "TrueLiez" Daniels, Blogger C: 2 L: 3

Crooked Beat Cop C: 2 L: 2
Fixer C: 3 L: 2
Bartender C: 2 L: 2
Bouncer C: 2 L: 4
Street Doc C: 3 L: 2

Resources
3BP = 15000¥

Gear
Fore-arm Snap Blades
Extendable Baton
Colt America L36 Accessories - Concealable Holster, Laser Sight, Silencer, 6 Spare Clips, 30 Regular Ammo, 20 Gel Ammo
Armour Vest
Renraku Sensei O/S Renraku Ichi Accessories - AR Gloves, Skinlink, Subvocal Microphone, Thumbprint Reader
Rating 3 Fake SIN (Mike Redfield)
Rating 3 Fake Pistol License (Mike Redfield)
Rating 3 Fake Ammo License (Mike Redfield)
Rating 3 Nanotat – neon green great dragon flying Modes: Static Animated, Off

Cyberware
Datajack
Cybereyes Rating 2 Accessories - Low Light, Flare Compensation, Thermographic Vision, Vision Magnification
Cyberears Rating 1

Lifestyle
Squatter 3 months prepaid

I dropped Blades from 3 to 2, Intimidation from 2 to 1 and changed the Allergy, (now Uncommon , Mild) and Dropped 1 level of Cool Resolve. Added a set of Rating 1 Cyberears (Basically fer the sound recorder and soundlink) and 1 spare clip (which is the only thing I could think of fer 5 nu that was reasonably useful)